Hotel And Motel Construction Lending

TRTY         Nationwide
AMNT        $7M - No Max
LTV           96% LTC to 71% ACV
                 4% given by 2nd investor
INT           12%
PTS           6 + 2 = 8 (All Rolled Into Loan)
TRM          12 - 36 months
CRDT        None
PPP          6 month guarantee

No Up Front Fees
Lending For Oil & Gas, Lender will pay for reserve report
Lending on Energy Projects includes: Wind, Bio Diesel, Solar, Etc.

Non Warrantable Condo Lending

TRTY      Nationwide
AMNT     $100k - $3M
LTV        80%
INT        7 - 10%
PTS        2 - 4
TRM       5 - 25 year fixed
PPP        3 years
CRDT     680
DOCS     Full Doc
RSVS     12 months reserves PITI for all mortgages outstanding

Arizona 100% Purchase And Rehab Lending

Loan Program # 1

Territory   AZ Only

AMNT      $25k - $250k  (Up to $500k for Multi's)

LTV          70% of purchase  /  100% of purch/rehab if put 35% of purchase into escrow)

INT           12%                                             12%

PTS          4 (min $2k)                                 6 (min $3k)

TRM         6 months                                    12 months

PPP          4 month guarantee                   6 month guarantee

Loan Program # 2

TRTY       AZ, CA, HI, NV

AMNT      $50k and up

LTV          Up to 100% LTC

INT           12 - 14%

PTS          6

TRM         12 months

PPP          None

Loan Program # 3

TRTY       AZ &TX Only

AMNT      $100 - $10M

LTV          55% ARV (to 100% LTC)

                  35% Land

INT           15 - 18%

PTS          6 - 10

TRM         12 months (ext to 24 months)

PPP          None

True Hard Money, Asset Based, No Credit

Need Appraisal, No Seasoning

Loan Program # 4

Territory   AZ, CA, NV, OR, TX, UT

AMNT      $50k - $5M

LTV          100% LTC of 70% ARV or FMV if purchase

INT           18% (plus $750 after first month payment to exercise 5 month "option")

PTS          4 - 6

TRM         6 + 6

PPP          None

Casino Lending

Loan Program # 1

TRTY       Nationwide, Carribean & South America

AMNT      $500k - $20M

LTV         

Apartments    80%

                  Commercial   75%

                  Industrial         65%

INT           Starts at Prime + 2

PTS          1  (gives point back to Broker)

TRM         10 / 25

PPP          Varies

DSCR      1.15

Loan Program # 2

TRTY       Nationwide

AMNT      $2M - $100M

LTV          75%   (60% for Hotels)

INT           10 - 12

PTS           2 - 3

TRM         12 - 36

PPP          None

REO Purchase, NPN, PN, Distressed Properties,

No Up Front Fees

Loan Program # 3

Territory   Nationwide

Amount    $500k to $50M

LTV          65%   (100% on construction budget)

INT           12 - 18%

PTS          2 - 13

TRM         12 - 36 months

PPP          No

Commercial, Land and Construction