SBA Business Only Loan Program - No Real Estate

Loan Terms:

Amouint:               $50k - $350k
Recourse:             Personal & Corporate
Loan Types:          Business Expansion, Working Capital, Renovations,
Loan Types:          Leasing, Equipment, Inventory, Business Purchase
LTV:                      Non - Cash Flow Based
Business Types:     Any Type Existing Business (one year in business)
Territory:               Nationwide
Collateral:              Business Only  (no real estate required)
DSCR Min:             1.25%
Credit:                   Troubled Credit OK - No minimum scores
Interest Rate:        6.0%   (2.75% + WSJ Prime Rate)
Amortization:         10 years
Term:                    10 years
Pre Pay Penalty:    None

LOI Submission Requirements:
Personal Financial Statement
Credit Report
Tax Returns, most recent year
Letter of Explanation, Use of Funds

Business Loans, Non Real Estate

Loan Program # 1

Capital rasing in North America, South America, Africa & Asia

Mining

Metals

Oil & Gas

Energy

Shipping

Manufacturing

Healthcare

Technology

Retail

Telecom

China

Latin America

Loan Program # 2

Lender is asset based funding source.  Our programs are specifically

designed to provide funding for customers that have prior bad credit.  We

fund traditional deals as well as sale leasebacks, private party sales, start ups, and

owner/operators.  Use Of Cash:

Working Capital

Purchase New Equipment

Inventory

Advertising

Business Debt

Seasonal Merchandise

Remodeling

Loan Program # 3

TRTY       Nationwide - Need $5M to $100M in sales

AMNT      $500k - $30M

Factoring

PO Lending

Inventory

Refinancing on Equipment

Non-Business Expansion Lending

Energy