Loan Program # 1
Amount $100k - $100M
LTV 100% LTC of 65% ARV
INT 12 - 14%
PTS 3 - 5
Term 12 months
PPP None
Need: 1003, Credit, Appraisal, Authorization, E of Repair, etc
Loan Program # 2
Territory LA to San Diego
Amount $25k - $20M
LTV 100% LTC of 60% ARV
INT 11.5 - 13.5%
PTS 4 + $1500 (+ 1 if ground up construction) Min $5,000
Term 12 months
PPP No
Reserve 6 months - Rehab / 12 months - Construction
Wants 15 - 25% cash into the deal
Uses Income Approach for FMV for a SFR
Loan Program # 3
Amount $50k - $10M
LTV 100% LTC of 75% ARV (Need 10% of Purchase Price for down payment)
INT 15%
PTS 6
TRM 12 - 24 months
PPP No
CRDT Good Credit
Docs Needed : 1003 P & S Agreement
2 years tax returns Listing
Credit Report Comps
3 months bank stmnts Photo
Tax ID (if legal entity) Estimate of Repair
GC info
Loan Program # 4
TRTY AZ, CA, HI, NV
AMNT $50k and up
LTV 100% LTC of 65% ARV
INT 12 - 14%
PTS 7
TRM 12 months
PPP None
Refinance/Purchase
LTV 55 - 60
INT 9 - 10
PTS 3
TRM 12 - 18 months
Loan Program # 5
TRTY CA Only (South)
AMNT $30k - $3M
LTV 100% LTC of 65% ARV
50% LTV Land
25% LTV Raw Land
INT 11 – 13%
PTS 3 - 5
TRM 12 – 24 months
PPP None
Loan Program # 6
AMNT $25k - $400k
LTV 100% LTC of 65% ARV
INT 12.5% - 15%
PTS 4 - 5
TRM 6 months (2 ext, 90 days each)
PPP No
FICO 625
Borrower Down Payment 10-20% of purchase price
Reserves 50% of Rehab Cost & 6 months payments
Rehab Budget 80% of rehab budget
