Loan Program # 1
Territory AK, CA, CO, GA, ID, MT, NV, NY, OK, OR, TX, WA, WV
Amount $10k - $9M
LTV 65 - 70% (65% ARV of 100% LTC, Purchase/Rehab)
70% Purchases
INT 10 - 15%
PTS 5
Term 12 - 60 months
PPP 3 month interest guarantee
Wants Summary Sent First
$500 processing fee after approval
Will Do Construction
Fees: Doc prep fee $500 - 2500 and collection account set up
fee of $220 plus $1 per $1000 of loan amount
All costs can be rolled into loan
Docs Needed: 1003
Credit
Company Financials (if legal entity)
Privacy Notice signed by borrower
P & S Agreement
Preliminary Title Report
Estimate of Repair
Architect Plans (if needed)
Comps
Photos
Borrower Experience Letter
Loan Program # 2
TRTY CA Only
AMNT $200k - $2M
LTV 60%
INT 9 - 14%
PTS 2 - 6
TRM 12 - 60 months
PPP None
Loan Program # 3
Amount $100k - $2M
LTV Rehab : 50% as is or purchase / Commercial 60% as is or purchase
INT 11 - 12%
PTS 2 - 3
Term 10 year balloon I/O
PPP 3 months
RSVS No
Credit Not fico driven
Loan Program # 4
Amount $200k - $5m
LTV 65%
INT 9.5 - 12
PTS 3 - 5
Term 12 - 60 months
PPP 6 month guarantee
Loan Program # 5
Territory CA, OR, NV, WA, TX, UT, CO, HI
Amount $300k - $6.5M
LTV 65% on 1st & 2nd mortgages / 40% on entitled land
INT 9.75 - 13%
PTS 3 - 5
TRM 12 - 60 months
PPP None
CRDT Not Credit Driven
TRTY CA Only
Loan Program # 6
AMNT $100k - $1M
LTV 65% of appraised value
INT 10 - 12.5%
PTS 3 - 5
TRM 12 - 60 months
PPP No
CRDT Not FICO driven
SFR, Condo, Mixed, Commercial, Seconds
Loan Program # 7
Territory AK, CA, CO, HI, ID, NV, OR, TX, UT, WA
Amount $100 - $3M
LTV 60 - 70%
INT 10 - 12%
PTS 3 - 4
Term 12 - 60 months
PPP No
Credit 600
