Loan Program

TRTY          Nationwide
AMNT         $50k - $5M  (higher case by case)
LTV            50%
INT             7 - 8%
PTS            1
TRM           5 / 1  ARM, 30 year amortization
PPP           None

Property Types:    1 - 4 Unit, Mixed Use, Commercial

Refinance, cash out with new appraisal needs 12 months ownership
           cash out less then 12 month ownership is 50% LTC

Foreign Naitonal Loans, No Green Card

Program # 1

Territory   Florida

                  Nationwide

Amount    $200K Minimum  (Florida)

                $500k Minimum   (Nationwide)

LTV          65%

INT           12%

PTS         

TRM         12 months to 30 years

PPP          12 month guarantee

Will do No Doc Loans

Program # 2

Territory   CT, DE, FL, MA, NH, NJ, NY, PA, RI

AMNT      $200k - $5M  (Residential Only)

LTV          Citizen     50 - 60%      No Green Card   40 - 50%

INT           7.55 - 8,75%

PTS          2 - 4

TRM         2 - 5 years

PPP         None

CRDT      600

No Condos

Stated Loans, Not Hard Money.  LTV and FICO Driven

No Income Verification, No Asset, No 1040, No W - 2

To Qualify:   1003, Credit Report, Appraisal paid at door

                       VOE with loans over $2M

Program # 3

TRTY       Nationwide

AMNT      $150k - $15M

LTV          50%

INT           8 - 10%

PTS          4

TRM         3 years

PPP          None

Blanket Mortgages Allowed

Appraisal for each property required

Program # 4

TRTY       AZ, CA, FL

AMNT      $100k - $2.5M

LTV          70%  Commercial

                 60%  Residential

INT           8 - 13%

PTS          2 - 4

TRM         1 - 15 years

PPP          No

CRDT      Better credit gets better LTV

Program # 5

Territory   AK, CA, CO, HI, ID, NV, OR, TX, UT, WA

Amount    $100 - $3M

LTV          60 - 70%

INT           10 - 12%

PTS          3 - 4

Term        12 - 60 months

PPP          No

Credit       600