Monday, November 29, 2010

Note Financing (Performing And Non Performing)

Loan Program # 1

Territory   Nationwide & International
Amount    $100k - $34M
LTV          65 - 80%
INT           10 - 16%
PTS          3 - 6
TRM         12 - 36 months
PPP          None


Loan Program # 2

Territory   National
Amount    $25k - $2M
LTV          65%
INT           10 - 14%
PTS          3 - 6
TRM         6 - 24 months
PPP          No


Loan Program # 3

TRTY       Nationwide
AMNT      $2M - $100M
LTV          75%  
INT           10 - 12
PTS           2 - 3
TRM         12 - 36
PPP          None


Loan Program #3

TRTY       Nationwide 
AMNT      $100k - No Max
LTV          70 - 75%
INT           10 – 14%
PTS          2 – 4
TRM         12 – 36
PPP          None


Loan Program # 4

TRTY       Nationwide
AMNT      $500k - $15M
LTV          70%
INT           11 - 12%
PTS          5 - 6
TRM         12 months
PPP          No


Loan Program # 5

TRTY       Nationwide
AMNT      $5M - $40M
LTV          75%
INT           11 – 14%
PTS          3 - 6
TRM         1 - 5 years
PPP          None

Saturday, November 27, 2010

Caribbean, Central America, South America Lending

Loan Program # 1

TRTY       Nationwide, Caribbean, Mexico, Central America
AMNT      $1M- $300M
LTV          60 - 80%
INT           9 - 12%
PTS          1 - 5
TRM         1 - 7 years
PPP          None

Due Diligence, $0 - $30,000 but all refundable if not funded


Loan Program # 2

Territory   National, Caribbean, Korea, China, Europe, International
AMNT      $1M - $75M  (Best is $2M - $20M)
LTV          65%
INT           12 - 18%
PTS          7 - 10
TRM         6 - 18 months (case by case up to 36)
PPP          No

Borrower needs a minimum of 10 - 15% cash into deal
JV with 25 - 50% to Investor


Loan Program # 3

Territory   Nationwide, Canada, Mexico & Caribbean
AMNT      $150k - $25M
LTV          55%         Non income producing
                  65%         Income producing
                  35%         Land
INT           8 - 16%
PTS          3 - 7
TRM         3 - 60 months
PPP          None


Illinois Purchase And Rehab Lending

Loan Program # 1

TRTY        Chicago Area Only
AMNT       $50k – $5M
LTV          65% ARV up to 100% LTC
INT          14%
PTS         4
TRM         6 – 8 months
PPP         No
Properties: 1 – 4 units and larger apartment buildings
Lender has Borrower escrow all loan payments at closing
Lender has Borrower escrow 6 months PITI of future end loan
1. Term can be up to 10 months, need Lender to know
2. At closing, Borrower gives term of loan in payments to be put in escrow
(example: 7 month loan, 7 months into escrow
3. Lender looks at all loans as exit strategy refinances
Lender qualifies Borrower for end loan as part of underwriting
Lender has Borrower bring to table 6 months PITI of end loan payments


Loan Program # 2

TRTY        Chicago Only
AMNT       $20k – $5M
LTV          70% ARV (Up to 100% LTC)
INT          24 – 36%
PTS          1
TRM          6 – 12 months
PPP          4 month guarantee
Property: 1 – 4 units, Commercial, Apartment Complex, Condos


Loan Program # 3

Territory          Chicago
Amount            $50k – $400k
LTV                 80% of purchase and rehab (but max is 65% of LTV)
INT                 18 – 24%
PTS                 5 (min of $2,500)
TRM                12 months
PPP                 4 months guaranteed
CRDT               600

Will do JV


Loan Program # 4

Refinance Only Lender
TRTY           Chicago Area Only
AMNT          $25k – $1M
LTV             60 – 70%
INT             12 – 20% (15%)
PTS             5
TRM            12 – 24 months
PPP             3 month guarantee

Wednesday, November 24, 2010

Monetize SBLC, BG, CD's, Bonds, Domestic and Foreign

Monetize

Investment Grade Contracts
SBLC
BG
CD's
Corporate Bonds
Foreign Bonds
Treasury Bonds
Purchase Orders
Invoices
Long Term Contracts

Auto Dealership, Service Station, Mechanic Garage, Lending

Loan Program # 1
TRTY      Nationwide
AMNT     $100k - $6M
LTV        90% O/O
             60% Commercial
INT        Prime + 2.5 - 4.5
PTS       1 - 3
TRM      5 / 20 - 25
PPP       5 / 4 / 3 / 2 / 1
CRDT    660

Will do Construction


Loan Program # 2

TRTY    Nationwide
AMNT   $600k - $4M (in house)
            LTV 60 - 65%
INT      Prime + or T Bill
PTS      2 - 4
TRM     12 - 36 months
CRDT   660 (Experian Only)
Docs    Full Doc Only

Loan Program # 3

Nationwide
Office Buildings    75% LTV                Int Rate  9 - 13%
Apartments          75                         CLTV (IPP Only) 90%
Mixed Use            75                         Points  4 - 6
Malls                   75                         Terms  1 - 3
Warehouse          75                         Amount  $300k - $50M
ALF                    75                         Credit  600
Hotels Flagged     65                         Down Pay Minimum 10%
Auto                   65
Owner Occupied  65
Vacant Bldg         60

Loan Program # 4

Territory      Nationwide
Amount       $500k to $50M
LTV             65%   (100% on construction budget)
INT             12 - 18%
PTS             2 - 13
TRM            12 - 36 months
PPP             No

Commercial, Land and Construction


Loan Program # 5

TRTY      Nationwide
AMNT     $500k - $15M
LTV        70% as is or purchase
             (But, if buy a property at 50% LTV, will give funds for rehab)
INT        11 - 12%
PTS        5 - 6
TRM       12 months
PPP        No

Monday, November 22, 2010

Massachusetts Purchase And Rehab Lending

Loan Program # 1

Territory   MA Only
Amount    $50k - $5M
LTV          70%
INT           12 - 16%
PTS          2 - 3
TRM         3 - 36 months

Purchase/Rehab (Except in Springfield)
Commercial Properties Only
Land development, construction, renovation


Loan Program # 2

Territory   CT, DC, MA, MD, NJ, NY, PA, VA
Amount    $100k - $4M
LTV          Up to 90% (Sometimes from ARV)
                  75% LTC (purchase + rehab)  Standard
INT           15 - 18%
PTS          4
TRM         12 - 24 months
PPP          No
CRDT      620

Borrower needs experience, deal or two in last year
Needs to show money in bank to pay for down payment and carrying costs
Properties include 1 - 4 unit N/O/O, Mixed Use
New Construction: NY, NJ, CT


Loan Program # 3

Territory   Nationwide, MA (Including SPFLD, MA)
AMNT      $50k - 2.5M
LTV          Up to 80%
INT           12 - 18
PTS          2 - 6
TRM         12 - 36 months
PPP          None
CRDT      Credit Used To Determine Loan Program


Loan Program # 4

Commercial Property Purchase & Refinance
Development and Construction
Bank Workouts, BK & Foreclosure, Bridge
Mezzanine, DIP, Heavy Equipment,
No Income/No Asset, No Seasoning Ownership


Territory   MA, ME, NH
Amount    $100k - no max (Springfield $400k – 500k)
LTV          60 - 65%
INT           16%
PTS          4
TRM         12 - 36 months
PPP          4 / 3 / 2 or  3 / 2 / 1

Will do construction, Worcester County East
With cross collateral will give higher LTV


Thursday, November 18, 2010

Coins Secured Lending

TRTY       Nationwide
LTV          50 – 60%
                  Collectable Value or Melt Down Value
INT           12 – 16%
PTS          4 – 8
TRM         12 – 24 months
PPP          None

Lenders will also fund loans based on Paintings, Other Art, Autos, Gems,
Minerals, Oil & Gas, Many other types of personal property