Caribbean, Central America, South America Lending

Loan Program # 1

TRTY       Nationwide, Caribbean, Mexico, Central America

AMNT      $1M- $300M

LTV          60 - 80%

INT           9 - 12%

PTS          1 - 5

TRM         1 - 7 years

PPP          None

Due Diligence, $0 - $30,000 but all refundable if not funded

Loan Program # 2

Territory   National, Caribbean, Korea, China, Europe, International

AMNT      $1M - $75M  (Best is $2M - $20M)

LTV          65%

INT           12 - 18%

PTS          7 - 10

TRM         6 - 18 months (case by case up to 36)

PPP          No

Borrower needs a minimum of 10 - 15% cash into deal

JV with 25 - 50% to Investor

Loan Program # 3

Territory   Nationwide, Canada, Mexico & Caribbean

AMNT      $150k - $25M

LTV          55%         Non income producing

                  65%         Income producing

                  35%         Land

INT           8 - 16%

PTS          3 - 7

TRM         3 - 60 months

PPP          None