Texas Purchase And Rehab Lending

Loan Program # 1

TRTY CO & TX
AMNT $50k – $1M
LTV 70% ARV (100% lending up to the 70% ARV)
INT 14%
PTS 5
TRM 12 months
PPP No


Loan Program # 2

TRTY CO, TX
AMNT $50k – $350k
LTV 70% ARV
INT 13.5
PTS 3 – 5
TRM 12 months
PPP No
Draw is reimbursement


Loan Program # 3

TRTY CO, TX
AMNT $40k – $400k
LTV 70% ARV (90% of ARV)
Minimum ARV $100K
INT 16%
PTS 3.5 – 5
TRM 6 months (ext 1.5 pts and 18%)
PPP No
CRDT 620


Loan Program # 4

Territory AZ, CO, GA, ID, MD, NC, NB, NM, NV, OR, TX, UT, VA, WA, WV
AMNT $50k – $250K ($350k House)
LTV 100% of purchase to 70% ARV (Only lends on SFR)
INT 15%
PTS 5.5
TRM 6 months (2 months for 2 points)
PPP No
CRDT 620 (under 620 is 18% and 1 point)
EXAMPLE $150,000 ARV
- $20,000 Rehab
= $130,000 Sub Total
x 70% Loan Calculation
= $91,000 Loan Amount
+ 5,000 Points
= $96,000 Total Loan Amount
Borrower pays all rehab cost and closing costs
Purchase Only, No Rehab


Loan Program # 5

Territory AK, CA, CO, GA, ID, MT, NV, NY, OK, OR, TX, WA, WV
Amount $10k – $9M
LTV 65 – 70% (65% ARV of 100% LTC, Purchase/Rehab)
70% Purchases
INT 10 – 15%
PTS 5
Term 12 – 60 months
PPP 3 month interest guarantee
Wants Summary Sent First
$500 processing fee after approval
Will Do Construction
Fees: Doc prep fee $500 – 2500 and collection account set up
fee of $220 plus $1 per $1000 of loan amount
All costs can be rolled into loan


Loan Program # 6

TRTY TX
AMNT $50k – $1.5M
LTV 70% ARV (up to 100% of the 70% ARV)
Rehab is 150% of purchase (exceptions case by case basis)
INT 13 – 15%
PTS 3 – 5
TRM 6 months (with ext up to 12 months)
PPP None
Line of Credit available for qualified investors
Docs : 2 years tax returns
3 months bank statements (personal and business)
Credit report
P & S Agreement
Estimate of Repair
Builders Risk Ins.
(Appraisal obtained by Lender)


Loan Program # 7

TRTY TX Only (San Antonio and South TX)
AMNT $50k – $1.5M
LTV 70% ARV (100% up to 70% ARV
INT 13.5
PTS 5
TRM 12
PPP None
Purchase/Rehab, O/O, Foreign Nationals, Office, Church,
Mixed Use, Restaurant, Multi Unit, Land, Storage, Day Care, Farm/Ranch


Loan Program # 8

TRTY Austin TX Only
AMNT $50k – $1M
LTV 65% ARV
INT 13 13
PTS 3 5
TRM 6 12
PPP No No
CRDT None None


Loan Program # 9

TRTY AZ, CA, NV, OR, TX, UT
AMNT 50k – $1.5M
LTV 100% LTC of 70% ARV or FMV if purchase
INT 18% (plus $750 after first month paymnet to exercise 5 month “option”)
PTS 3 – 6
TRM 6 + 6
PPP None
CRDT Not credit driven


Loan Program # 10

TRTY TX Only
AMNT $50k – $5M
LTV 55% ARV (to 100% LTC)
35% Land
INT 15 – 18%
PTS 6 – 10
TRM 12 months (ext to 24 months)
PPP None
True Hard Money, Asset Based, No Credit
Need Appraisal, No Seasoning
Purchase, No Rehab Funding
Close in 2 weeks


Loan Program # 11

TRTY TX Only (Dallas – Fort Worth)
AMNT Min House Value ARV of 80k
LTV 65% ARV
INT 14%
PTS 4
TRM 6 months
PPP None


Loan Program # 12

TRTY Houston Area Only
AMNT $50k – $1M
LTV 70% ARV
INT 16%
PTS 3 – 5
TRM 6 months (one ext for 3 months, 1 pt)
PPP No
CRDT 675