Florida Long Term Hard Money Lending

Loan Program # 1

Territory   NY & FL

Amount    $50k - $5M

LTV          Residential 75% / Commercial 65%

Interest    12.25%

Term        3/20 then Prime + 6

Points      2

PPP          No

Credit       Not credit score driven & No Ratios

                  Mortgage lates OK

Loan Program # 2

Commercial Lending & Residential N/O/O

Territory   Nationwide (Prefer Western States)

AMNT      $50k - $10M

LTV          65 - 75%

                  100% LTC of 60% ARV - Purchase/Rehab SFR

INT           12%

PTS          5 - 6

TRM         6 - 36 months

PPP          No

CRDT      680

Condo Conversion, Land, Entertainment Complexes, Hotels

Will do Second Mortgages