Wednesday, October 20, 2010

Arizona Purchase and Purchase/Rehab Lending

Loan Program # 1

Territory           AZ, CA, FL
AMNT               $50k - $1.5M
LTV                  60%         80%
INT                  12.5          18%
PTS                  3 - 5
TRM                 6 - 12 months
                       2 - 5 years
                       PPP None


Loan Program # 2

Territory         AZ, NV, UT, TX, CA, WA, CO
Amount          No minimum or maximum
LTV                5 - 15% down payment
INT                18%
PTS               3 - 5
TRM              6 months
PPP              30 - 60 days

All properties including Foreclosure Sale Lending
NO CREDIT CONSIDERED. PROPERTY ONLY


Loan Program # 3

Territory         AZ, CO, GA, ID, MD, NC, NB, NM, NV, OR, TX, UT, VA, WA, WV
AMNT             $50k - $250K   ($350k House)
LTV                100% of purchase to 70% ARV (Only lends on SFR)
INT                15%
PTS               5.5
TRM              6 months (2 months for 2 points)
PPP               No
CRDT            620 (under 620 is 18% and 1 point)

EXAMPLE      $150,000      ARV
                  - $20,000        Rehab
                 = $130,000       Sub Total
                         x 70%      Loan Calculation
                =      $91,000    Loan Amount
                +         5,000     Points 
                 =      $96,000   Total Loan Amount


Loan Program # 4

TRTY           AZ, CA, HI, NV
AMNT          $50k and up
LTV             Up to 100% LTC
INT             12 - 14%
PTS             7
TRM           12 months
PPP            None

Loan Program # 5

Territory     AZ, CA, OR, WA   (LA and South - but not too far west of LA)
Amount      $100 - $15M
LTV            Up to 80%
INT             11 - 13%
PTS            2 - 4
Term          3 - 36 months
PPP            No

Will Do Developments and Ground Up Construction


Loan Program # 6

Territory       AZ, CA, NV, OR, TX, UT
AMNT           $50k - $1.5M
LTV              100% LTC of 70% ARV or FMV if purchase
INT              18% (plus $750 after first month paymnet to exercise 5 month "option")
PTS             3 - 5
TRM            6 + 6
PPP             None
CRDT          Not credit driven

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