*Program: Jumbo Loans
-full doc
-min 680 credit scores
-cash out up to 65% LTV
-80% max LTV on purchases
-max loan amount of $5 million
-21 states (No GA)
-available 4.5% 5/1-Conforming-Cap 2% (no pre-pay penalty)
-closing in 20 days or less
-30-year 4.875-5.1% (no pre-pay)
*Program: No Doc
-50% d/p
-no min credit scores requirement
-no SSN needed
-d/p must be seasoned in an American bank account for a min of 90 days
-only document needed is valid US issued driver’s license
-rates start at 7.875% (no pre-pay penalty)
-available in any state in CONUS
-max loan amount of $417k
*Program: Min Doc
-40% d/p
-min low credit scores of 740
-6 mos bank statements
-2 years business tax returns
-rates start at 7.875% (no pre-pay penalty)
-available in any state in CONUS
-max loan amount of $417k
*Program: Investment
-20% d/p no MI
-10% d/p w/MI
-full doc
-rates start at 5% 30-year (no pre-pay penalty)
-min 680 credit scores
-min $150k loan amount
*Program: Traditional
-available 3.5-4% 5/1 (no pre-pay penalty)
-rates start at 4.25% 30-year (no pre-pay penalty)
-min 620 credit scores
-max loan amount of $417k
-available in any state in CONUS
-d/p as low as 3%
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