Commercial Loan Programs

Loan Range:  $200k  -  $50m 

Loan Programs:  Conduit Loan Placement, Conventional Loans, Bridge Loans, Mezzanine Debt, Preferred Equity Placement, Large Structured Loans, Forward Commitments, SBA 504 and SBA 7A Loans, Agency Loans (HUD, Fannie Mae, and Freddie Mac), Small Balance Stated Income/Asset Loan Placement, Hard Money

Loan Purpose:  Acquisition/Refinance/Construction and Development

Occupancy:  Investor and Owner Occupied

Properties:  All Property Types Considered  including churches, gas stations, and raw land

Term:  Up to 30 Years (Hard Money-Interest Only 1-3 Years)

Amortization:  15 to 30 Years

Loan to Value:  Up to 80% *(85% on a case by case basis, up to 90% on Agency Loans, 70-75% on Hard Money Loans)

 Debt Coverage:  1.15-1.35:1 *(based on underwriting criteria and property type)

Rate:  Floating or Fixed Rate Based on Spreads over Treasury Yields (12-15% on Hard Money Loans)

Recourse:  Full Recourse and Non-Recourse