Bed And Breakfast Inn Lending

Loan Program # 1

TRTY       AK, AZ, CA, CO, HI, ID, NM, NV, OR, WA

AMNT      $40k minimum         WA

                  $200k                    OR

                  $400k                    CA

                  $500K                    All other states

                  $7M                       Maximum Loan

LTV          Residential & Commercial      70%

                  Land with Utilites                  50%

                  Raw Land                             40%

INT           10 - 14%

PTS           2 - 4         

TRM          12 - 24 months

PPP           None

Loan Programj # 2

Territory   Nationwide (Not Chicago)

Amount    $100 - $2M

LTV          70%  

INT           11 - 18%

PTS          3 - 6

TRM         12 - 60 months

PPP          1% for 6 months

CRDT       No

Only lending on income producing properties

Will do income verification of property and/or borrower

Loan Program # 3

Territory   Nationwide

Amount    $500k to $50M

LTV          65%   (100% on construction budget)

INT           12 - 18%

PTS          2 - 13

TRM         12 - 36 months

PPP          No

Commercial, Land and Construction

Loan Program # 4

TRTY       Nationwide

AMNT      $250k - $1M

LTV          80% (90% for owner occupied)

INT           6 - 10%

PTS          2 - 4

TRM         10 / 30

PPP          5 / 4 / 3 / 2 / 1

Has Stated Commercial Loan Program

Loan Program # 5

Territory   Nationwide, Not NJ, NV

AMNT      $250k - $35M

LTV          85%             (DSCR 1.1)

INT           10 – 14%

PTS          2 - 4

TRM         2 – 5 years

PPP          None

Alternate Sources of Funding